SHORT SALE 101

SHORT SALE 101

A short sale is when your mortgage lender(s) and/or lien-holder(s) agree to discount the loan, accepting less giving you an opportunity to sell your home at current market value. If your home is over-leveraged, underwater, or you are behind on payments and cannot sell your property for what is owed, then you may be eligible for a short sale.

Read More

THE MORTGAGE PROCESS: IT’S NOT AS SCARY AS IT SEEMS!

THE MORTGAGE PROCESS: IT’S NOT AS SCARY AS IT SEEMS!

Many consumers have misconceptions about what it takes to qualify for a mortgage. Knowing key mortgage qualification criteria such as: down payment percentage, credit score, and debt-to-income ratio and getting pre-qualified will take the anxiety out of the mortgage process.

Read More

6 -ITEM CHECKLIST BEFORE BUYING A HOUSE

6 -ITEM CHECKLIST BEFORE BUYING A HOUSE

Whether you are a first-time homebuyer or an experienced owner, buying a house requires a "preflight check.” Here is a six-item checklist, including tips on two types of savings you need, plus advice about what's more important than buying a house for its resale value.

Read More